What is Wakefield on my credit report?
Wakefield & Associates is one of the largest debt collection agencies in the United States. If it has dinged your credit and is contacting you to collect on a debt or collection account, there are ways to have it removed from your credit report.
How do I get Wakefield and Associates off my credit report?
If you want to remove Wakefield & Associates from your credit report, write to their address:
- Address: 10800 E Bethany Dr. Aurora, CO 80014.
- Phone Number: (303) 537-2900.
- Website: www.wakeassoc.com.
Who is Wakefield debt collector?
Wakefield and Associates is a legitimate third-party debt collection agency that is headquartered in Aurora, CO. They may be listed on your credit report under a variety of names including wakefield payment solutions, wakefield rrc, and wakefield & assoc.
Will Wakefield and Associates sue?
Although anyone can sue anyone for any reason, we have not seen Wakefield & Associates sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer, or use in-house counsel, to file a lawsuit.
What does Wakefield and Associates collect for?
Wakefield and Associates is a debt collection agency. If they are contacting you they have either purchased an unpaid debt from one of your creditors or one of your creditors has hired them to collect from you. An account in collections is bad news. Your credit score will take a beating and you will be harassed.
Why do I owe on Wakefield and Associates?
Wakefield & Associates is a debt collector reporting a collection account on your credit report. In some cases this means they purchased the debt from the original creditor (i.e. a credit card or loan company). Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt.
Is Wakefield and Associates a real company?
Wakefield and Associates is legitimate and has been in business since 1986. The company is headquartered in Aurora, Colorado with locations in Knoxville Tennessee, and has over 175 employees.
How do you get collections off your credit report?
You can ask the current creditor — either the original creditor or a debt collector — for what’s called a “goodwill deletion.” Write the collector a letter explaining your circumstances and why you would like the debt removed, such as if you’re about to apply for a mortgage.
Why is Wakefield and Associates calling me when I have no debt?
Wakefield and Associates is a debt collection agency. If they are contacting you they have either purchased an unpaid debt from one of your creditors or one of your creditors has hired them to collect from you.
How do I settle with Wakefield and Associates?
What Can I Do?
- Know Your Rights. The rights of debtors and the obligations of debt collectors are spelled out in the Fair Debt Collection Practices Act (FDCPA).
- Validate and Verify the Debt.
- Stop Calls from Wakefield and Associates NOW.
- Contest the Debt With the Credit Bureaus.
- Settle With A Pay For Delete Agreement.
Do medical bills affect your credit?
Most healthcare providers do not report to the three nationwide credit bureaus (Equifax, Experian and TransUnion), which means most medical debt is not typically included on credit reports and does not generally factor into credit scores.
How can I remove collections from my credit report?
To remove the collection account from your credit report early, you can ask a company for a goodwill deletion, but there’s no guarantee you’ll receive forgiveness. If you have a collection account on your report that’s inaccurate or incomplete, dispute it with each credit bureau that lists it on your credit report.
How big is Wakefield and Associates?
Rock Springs, WY Compared to other collection agencies, Wakefield and Associates is a medium-sized operation. Their annual revenue is approximately $7 million, and they have a staff of roughly 60 people at their headquarters in Aurora. Get a Free Copy of Your Credit Report
Is Wakefield on my credit report?
They may be listed on your credit report under a variety of names including wakefield payment solutions, wakefield rrc, and wakefield & assoc. Operating through the United States, Wakefield and Associates have several offices across the country. They have locations in cities such as: Knoxville, TN Eatontown, NJ Jefferson City, MO Rock Springs, WY
What is a pay-for-delete agreement with Wakefield and Associates?
If Wakefield and Associates is able to validate the debt, your next step is to opt for a settlement in the form of a pay-for-delete agreement. As the name implies, pay-for-delete agreements are characterized by a debt collector agreeing to delete a collections account in exchange for payment.
Is Wakefield&Associates a scam or legit?
Wakefield & Associates is a legitimate third-party debt collection agency that is headquartered in Aurora, CO. Here is how you should deal with them! Wakefield & Associates is a legitimate third-party debt collection agency that is headquartered in Aurora, CO.